MSUFCU Alert
Phishing and Smishing attempts are on the rise. Never provide your account or card information, and if you receive an unsolicited contact from the Credit Union, please contact us at 800-678-4968.
Routing Number: 272479663
 Swift Code: MSUCUS44
 

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Offers and Promotions

Current Promotions
Contests
Current Promotion
2-Year Certificate Special
Boost Your Savings With a 2-Year Certificate Featuring 3.65% APY.
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Current Promotion
3-Year Certificate Special
Boost Your Savings with a 3-Year Certificate Featuring 3.70% APY.
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Current Promotion
Work Once, Come Back On Us
Book a Day Pass for just $15 (that's $20 off the standard rate, just for being a member!) and receive a second visit credit to use within 30 days for free.
June 1, 2026 - July 31, 2026
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Current Promotion
Member Referral
Share with your friends and family why MSUFCU is your credit union. When they join, you'll each receive $25.
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Current Promotion
Savings on H&R Block and TurboTax
MSUFCU members receive discounts on H&R Block and TurboTax services.
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Current Promotion
Visa Discounts
Receive exclusive discounts and special offers at a wide variety of merchants when you use your MSUFCU Visa.
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Current Promotion
Annual MSUFCU Kids' Day
Join us for the 2026 MSUFCU Kids' Day as we celebrate our youth members!
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Current Promotion
Home Loans Special Offers
Unlock exclusive savings with Home Loans Powered by MSUFCU, including $500 off closing costs for first-time homebuyers!
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Current Promotion
Celebrate 400 July Incentives
Open a Qualifying Visa Credit Card, Complete Transactions, and Earn $100.
Learn More
Current Promotion
Don't Let Summer Pass You By
Utilize a flexible Signature Loan to make the most of summer.
Learn More
Current Promotion
Bank on the Red Cedar With an Extra $50!
From dorm essentials to coffee runs and everyday campus stops, be rewarded for your every day purchases.
June 1, 2026 - October 31, 2026
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Current Promotion
Discounted Tickets to Traverse City Philharmonic's Summer Concerts
Save $10 per ticket with this MSUFCU member-exclusive special.
June 17, 2026 - July 27, 2026
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Current Promotion
6-Month Savings Builder Sprint
Finish the Sprint and You Could Win $100!
July 1, 2026 - December 31, 2026
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Current Promotions
Current Promotion
2-Year Certificate Special
Current Promotion
3-Year Certificate Special
Current Promotion
Work Once, Come Back On Us
June 1, 2026 - July 31, 2026
Current Promotion
Member Referral
Current Promotion
Savings on H&R Block and TurboTax
Current Promotion
Visa Discounts
Current Promotion
Annual MSUFCU Kids' Day
Current Promotion
Home Loans Special Offers
Current Promotion
Celebrate 400 July Incentives
Current Promotion
Don't Let Summer Pass You By
Current Promotion
Bank on the Red Cedar With an Extra $50!
June 1, 2026 - October 31, 2026
Current Promotion
Discounted Tickets to Traverse City Philharmonic's Summer Concerts
June 17, 2026 - July 27, 2026
Current Promotion
6-Month Savings Builder Sprint
July 1, 2026 - December 31, 2026
Show More
So far in 2026, we've saved our members $2,860,158 in loan interest by refinancing their high-rate loans from other institutions to MSUFCU.
Learn how we're helping members save
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    Routing Number: 272479663
    Swift Code: MSUCUS44

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