Just because you're graduating, doesn't mean you need to close your MSUFCU account!
Receive a free business card holder1 when you are approved for any of the following services at MSUFCU:
A new- or used auto loan
A Relocation Loan for $1,000 or more
A new MSUFCU Visa Credit Card or $1,000 increase to your current limit
An Instant Cash Line-of-Credit for $1,000 or more, or $1,000 increase to your current limit
PLUS, receive an additional .25 of a percentage point off our already low new- or used-auto loan rates and take advantage of no payments for 3 months.2
1 Offers available to MSU spring/summer 2015 graduates (exp. 5/31/16) and MSU winter 2015 graduates (exp. 12/31/16) . Special rates may not be combined with any other offers. Proof of income required, such as recent job offer or current employment.
2 Rate determined by term of loan and credit score. Interest accrues over initial 3-months of no payments. Offer valid only at MSUFCU, not available through the dealers. Cannot be used on an existing MSUFCU auto loan. Offer valid only to MSU Spring 2015 graduates, expires 05/31/2016.
Don’t miss out! Make your savings work for you in the new year. Open a new Certificate with a term of three to five years before February 29, 2016, and an extra .10% APY will be added to yourdividend rate.
You may wish to consider moving some of your savings into a higher-rate Certificate2 if you have an upcoming rollover or have money in another account, such as an IMMA, that has a lower dividend rate.
Open your Certificate at your convenience by logging into ComputerLine, selecting Manage from the top menu, then choosing Add a Certificate under Create or Modify Accounts. You can also open your Certificate at any branch or by calling 517-333-2424 or 800-678-4968.
Take advantage of our many savings options to make the most of your deposited funds today!
1 Annual Percentage Yield (APY) effective January 1, 2016. $500 minimum opening deposit. The earnings assume that the funds remain on deposit for the term of the Certificate and are compounded monthly. Early withdrawal penalty may apply. An early withdrawal could reduce your initial investment. Rate subject to change at any time. 2 Certificate rates are fixed for the term of the Certificate at the time the Certificate is opened. Additional deposits cannot be made to Certificates with terms of 3-5 years. See Certificates page for complete details.
Bring the balances from your high-rate credit cards to your MSUFCU Visa by February 29, 2016, and receive 0% APR on those balances until June 30, 2016.¹ You’ll have the convenience of making only one monthly payment while saving money. Once the 0% APR on balance transfers expires, your balance transfer rate reverts to your standard rate, between 8.9% APR and 17.9% APR.1Plus,there's never a fee to move your balances to your MSUFCU Visa.
How to Receive 0% APR on Balance Transfers with Your MSUFCU Visa
Contact MSUFCU to receive your special 0% APR Balance Transfer Checks.These checks are specific to this offer and must be used in order for you to receive the promotional balance transfer rate. Once you receive the checks, fill out and send one of these checks to your other creditors to move your balances from those credit cards to your MSUFCU Visa.
¹ Annual Percentage Rate (APR) of 0% on balance transfers is valid on balance transfers made between January 1 and February 29, 2016, and applies only to balance transfers from another financial institution’s credit card to your MSUFCU Visa Credit Card. The 0% APR on balance transfers is valid until June 30, 2016. After June 30, 2016, the balance transfer rate will revert to your standard rate, between 8.9% and 17.9%. To receive this special offer, members must have opened an MSUFCU Visa Credit Card before January 1, 2016. Balance transfers must take place between January 1 and February 29, 2016, and your Visa Credit Card account must be in good standing to qualify for the special rate. Accounts 60 days late revert to the Penalty Rate of 17.9%. This special rate is for balance transfers only and does not apply to purchases and cash advances.
Sign into ComputerLine to refer new members to MSUFCU and earn rewards for doing so. Every time a new member joins the Credit Union using your unique referral code, you’ll both receive a special thank you reward. Rewards will vary, and may include cash, gift cards, or MSUFCU-branded items (the reward may change periodically).
What are you waiting for? Sign into your ComputerLine account to get your unique referral code and start referring members today!
New member must qualify for membership at MSUFCU to join. New member and referring member will receive promotional reward in effect on open date of new account. In the case of a cash offer, reward will be deposited into both accounts within 24 hours of when new member’s account is opened. In the case of an item offered, item will be mailed within five (5) business days. Referring member’s account must be in good standing with MSUFCU in order to receive referral reward. To qualify for referral reward, new member cannot have closed an MSUFCU account within the last six (6) months, and cannot have any existing MSUFCU accounts. MSUFCU reserves the right to revoke referral program privileges at any time. Referring member and new member must both meet minimum criteria before the reward is disbursed.