Receive a portfolio* when you are approved for any of the following services at MSUFCU:
A New- or Used-Auto Loan
A Relocation Loan for $1,000 or more
A new MSUFCU Visa Credit Card or $1,000 increase to your current limit
An Instant Cash Line-of-Credit for $1,000 or more, or $1,000 increase to your current limit
PLUS, receive an additional .25 of a percentage point off our already low new- or used-auto loan rates and take advantage of no payments for 3 months.
*Offers available to MSU spring/summer 2013 graduates (exp. 5/31/14), MSU winter 2013 graduates (exp. 12/31/14), and spring/summer 2014 graduates (05/31/15). Special rates may not be combined with any other offers. Proof of income required, such as recent job offer or current employment. Rate determined by term of loan and credit score. Interest accrues over initial 3-months of no payments. Offer valid only at MSUFCU, not available through the dealers. Cannot be used on an existing MSUFCU auto loan.
Increase your earnings by investing a portion of your funds into an MSUFCU 4- or 5-Year Certificate.* Open your 4- or 5-Year Certificate before April 30, 2014, and earn an additional .25 of a percentage point on your dividend rate, plus an exclusive MSUFCU umbrella!**
You may consider moving some of your savings into a higher-rate Certificate if you have an upcoming rollover or have money in another account, such as an IMMA, that has a lower dividend rate.
Open your Certificate at your convenience by logging into ComputerLine, selecting Manage from the top menu, then choosing Add a Certificate under Create or Modify Accounts. You can also open your Certificate at any branch or by calling 517-333-2424 or 800-678-4968.
Take advantage of our many savings options and make the most of your deposited funds today!
*Certificate rates are fixed for the term of the Certificate at the time the Certificate is opened. Additional deposits cannot be made to the 4- or 5-Year Certificates. The earnings assume that the funds remain on deposit for the term of the Certificate and are compounded monthly. Early withdrawal penalty may apply. See Certificates page for complete details.
**Offers valid March 1, 2014 - April 30, 2014. Umbrella available while supplies last. First-come, first-served. Please allow four to six weeks for delivery.
• Consolidate higher-rate loans
• Pay for a vacation
• Improve your home
• Anything else you may need
For a limited time, MSUFCU will waive the appraisal fee*** for your Prime Advantage
Home Equity Line-of-Credit, saving you hundreds of dollars!
Applying is easy!
Stop by any branch, call 517-333-2266 or 800-678-6967, or login to your ComputerLine account.
* Only Michigan owner-occupied properties are eligible. Consult a tax advisor about the deductibility of home equity loan interest. MSUFCU will acquire a security interest in your home and if timely repayment is not made, your home could be subject to loss.
** Annual Percentage Rate (APR) as of April 1, 2014, and is stated for members with high credit scores. Actual rate may be higher and will be determined by the loan-to-value ratio and the member’s individual credit score. Rates subject to change.
*** MSUFCU will waive the home appraisal fee April 1, 2014 – June 30, 2014. If a title search is required, applicant is required to cover the cost of title search fee.