Pages
Business New and Used Auto RatesView all of our Business New and Used Auto Rates.
The Demand Deposit Marketplace® Program Terms and Conditions The Demand Deposit Marketplace® Program Terms and Conditions
Visa Credit Card RatesView all of our Visa Credit Card Rates.
Auto RatesView all of our Auto Rates.
Motorsport RatesView all of our Motorsport Rates.
Recreational Vehicle and Boat RatesView all of our Recreational Vehicle and Boat Rates.
Savings Earnedsavings accounts
Youth Account OptionsStart saving for your children's futures with our youth accounts.
Savings AccountsSaving has never been easier. We have many options to help meet your savings needs.
Student ProductsStudents are important to us. We offer free checking accounts, low-rate credit cards, financial education and more.
ComputerLine®, Mobile App, MoneyLine, eAlertsYour MSUFCU account is accessible 24/7 through the mobile app, ComputerLine®, MoneyLine, and more.
Gold CoastWe are excited to welcome Gold Coast customers to MSU Federal Credit Union (MSUFCU). Our team will work diligently to make your transition to MSUFCU effortless.
MSU ParentsInformation for parents to set their MSU students up for financial success.
Vehicle Loans Need a loan for a new car, RV, boat or motorcycle? Start with MSUFCU. We'll get you preapproved in as little as 20 minutes
Pillur BusinessMSUFCU's Pillur Business
MSUFCU Chicago ExpansionWe are excited to announce our expansion to Chicago, with five new branch locations opening in 2024!
Auto LoansGet the car of your dreams today with an MSUFCU auto loan for both new and used vehicles.
International Student ProductsAt MSUFCU, we want to make you feel at home. We offer free checking accounts, secure international money transfers, and more.
CU SucceedCU Succeed accounts are designed for teens ages 14-17 and are designed to help them understand credit, manage their money, and more.
Silver Accounts The best checking account for individuals 55 and over.
Business AccountsMSUFCU offers products and services that best suits your company's financial needs. With complimentary transactions, overdraft protection, and more, we have the tools to help your company succeed....
Checking Account OptionsDifferent checking account options with features like free, no minimum balance, debit cards, bill payment, free ATM access, and dividend earning.
Supported SystemsSystems that are supported and able to be used to access accounts.
Parents of StudentsMSUFCU is here to help your student by providing educational seminars, free access to their accounts, and more.
Parents of StudentsMSUFCU accounts are designed to help you and your student achieve financial success now and in the future.
Graduating Student ProductsWherever life takes you, MSUFCU moves with you. Make transfers, pay bills, eDeposit checks, and more.
Community NewsCommunity News
Smart Money MovesFinancial stability doesn't happen overnight, and starting is the first step. Whether you are focused on saving, reducing debt, or protecting what you have worked hard to build, these smart money moves can help you start the year with clarity and intention.
Vacant Land LoanWhether buying land to build a new home or for recreational use, MSUFCU's Vacant Land Loan is available for property in Michigan and Illinois.<br />
<br />
CVVKey...new and unique CVV2 codes to use while shopping online or over the phone. MSUFCU CVVkey™ was developed in partnership with Keyno Inc., a leader in credit card fraud prevention to bring our members additional Visa Card security options....
The Lab at MSUFCUThe purpose of the lab at MSUFCU is to develop innovative solutions so members can take advantage of the latest financial technology opportunities to improve their experiences and make their dreams a reality.
IRA/HSA OptionsIRA options when you plan for retirement and HSA options to help you pay for your healthcare in a tax-exempt savings account.
International StudentsWhether you're new to college, a soon-to-be graduate, or internationally-based, MSUFCU offers services for every kind of student.<br />
<br />
Graduating StudentsAs you enter the next phase of your life, remember that MSUFCU is here to help. We offer our graduating students low-rate credit cards, auto loans, and more.
Insurance and Debt Protection ServicesWith a variety of reputable insurance companies to choose from, MSUFCU members can enjoy exclusive insurance services available at discounted rates.
Wallet Watch Podcast...University Federal Credit Union and Oakland University Credit Union (a trademark of MSUFCU). Content will consist of topics related to financial responsibility, professional development, overcoming obstacles, and more. Check us out every 3 weeks for new updates....
StudentsWhether you're new to college, a soon-to-be graduate, or internationally-based, we offer services for every kind of student.
Security Center NewsIn this time of concern about coronavirus, scammers are taking advantage of fears caused by the pandemic. Here are some common coronavirus-related scams and tips to help you protect yourself. We follow security and privacy concerns happening around the world so we can protect and inform our members....
Meet The TeamMSUFCU Financial Solutions Advisors specialize in a wide-range of topics to help guide you to financial freedom.
Lansing SAVE NightLansing Save Night 2025
MSUFCU Dream Dollar SweepstakesSimply have your child color their dreamDollar, turn it in at an MSUFCU Chicago Branch, https://www.msufcu.org/locations/region/chicago and win a small prize while being entered to win a $1,000 1-Year Add-On Certificate -- a great way to kick start their savings. Add birthday money, holiday gifts, and more throughout the year as their savings grow!
CashBack+MSUFCU has partnered with Prizeout to offer a marketplace for members to purchase digital gift cards from national retailers like Amazon, Walmart, Starbucks, and more!
Security News Article 8Security News Article 8
MSUFCU Named on Fortune's 50 Best Workplaces for New College Grads List...New College Grads list. MSUFCU was ranked number 46 based on employee feedback and new job growth. The 50 Best Workplaces for New College Grads list was determined through a survey conducted by the Great Place to Work recognition program, which selected companies with a high volume of job growth as well as impressive recruiting and hiring numbers for new grads. The workplaces selected also excelled in providing great...
MSUFCU Announces New Vice President of Sales and Financial EducationNew Vice President of Sales and Financial Education EAST LANSING, MI -- April Clobes, President and Chief Executive Officer (CEO) of MSU Federal Credit Union (MSUFCU), is pleased to announce the recent addition of Whitney M. Anderson-Harrell to its executive team as the Vice President of Sales and Financial Education. Anderson-Harrell will oversee the Credit Union's Member Relations and Financial Education departments, which will include the new Financial Innovation...
Cha-ching Add a Savings ContestCha-Ching Savings Contest1 In celebration of National Credit Union Youth Month, we want to help you organize your savings! Did you know that you can open up to ten sub-savings in your account? Open a new sub-savings or Certificate and name it something you're currently saving for (e.g.: car, college, vacation, rent, phone, laptop/tablet, etc.) and deposit $50 or more. One Cha-ching member who opens a new sub-savings or Certificate...
MSUFCU Career TypesLearn about the different types of roles at MSUFCU and decide which career path is right for you.
Sparrow Seminars Presented by MSUFCUEmployees at Sparrow Health System have access to exclusive financial education opportunities through MSU Federal Credit Union designed to help you build confidence in every stage of your financial journey. Our seminars provide practical, easy-to-understand guidance on topics like budgeting, saving, managing debt, planning for major life events, and preparing for retirement--so you can make informed decisions today while working toward long-term financial wellness. Whether you're just getting started or...
Limited-Time Certificate SpecialDo you want to earn more on a portion of your savings? Now is a great time to open an 18-month Certificate at MSUFCU. The 18-month Certificate allows you to grow your funds and save for your future goals -- all at a great rate! It's easy to open your Certificate: 1. Online through ComputerLine. Click the Manage menu, then Add a Certificate under Create or Modify Accounts. 2. MSUFCU Mobile app - tap the...
0% APR Balance Transfers to Your MSUFCU Visa...Credit Card before January 1, 2018. Balance transfers must take place between January 1 and February 28, 2018, and your Visa Credit Card account must be in good standing to qualify for the special rate. Accounts 60 days late revert to the Penalty Rate of 17.9%. This special rate is for balance transfers only and does not apply to purchases and cash advances....
Frequently Asked Questions
Will my Credit Union accounts be the same as my current accounts?new Credit Union accounts will be selected to closely align with your current accounts. In some cases, your new accounts may have different features. Your deposit and loan account numbers will change as part of the system conversion. We will notify you of all changes and can assist with updating any direct deposit or ACH transactions. You should continue using your Gold Coast routing number of 071026848 until system conversion....
Will my Credit Union accounts be the same as my current accounts? new Credit Union accounts will be carefully selected to closely align with your current account(s). In some cases, your new account may have different features. Your deposit and loan account numbers will change after the conversion. We will notify members of all changes and can assist with updating any direct deposit or ACH items. You should continue using your American Eagle Bank routing number of 071026835 until system conversion. Once...
Will I get a new debit card and checks?...new MSUFCU VISA Debit/ATM/Credit Card to replace your existing GCCU card(s) prior to March 1, 2024. You can activate and begin using your new card starting March 1, 2024. For a short time following conversion, MSUFCU will continue to process any GCCU checks written prior to account conversion or that are outstanding. You will need to order new MSUFCU checks. After conversion, any new checks ordered through your MSUFCU branch...
How do Blended Rates work?...assumes a daily balance of $10,000. A higher daily balance will result in a lower APY being earned. Limit one Savings BuilderSM account per account. Youth accounts, business accounts, Individual Retirement Accounts, and Health Savings Accounts are not eligible for a Savings BuilderSM account....
Will I need to switch youth accounts as my child gets older?...of Youths accounts, is to ensure that we are offering individualized growth and engagement opportunities for each youth member. As an example, for Sweet Pea members we recommend products such as Coverdell Education Savings Accounts (CESA), and Free Gaming Apps, while alternatively for CU Succeed Accounts, we might recommend other products and services such as the Mobile app, Youth Visa, and Checking and Debit Card....
Documents
